Graguating the Ultra-poor In Urban Slums Through Asset Transfers (STUP) And Soft Loans (OTUP)

Model and Strategy

The world seems to finally be gaining ground on fighting poverty, having witnessed the greatest reduction in extreme poverty in decades. Largely due to multiple interventions at the base of the pyramid, a greater number of people closer to the $1.25-a-day line are crossing that line. But the most destitute who live on less than 80 cents a day, remain trapped in chronic food insecurity and lack skills, assets, and hope of a better life.

Accelerating to zero poverty by 2030 requires the most destitute are systematically empowered to sustainable pathways out of poverty. BRAC’s Graduation Approach is a time-bound, sequenced set of interventions, squarely focused on the most destitute and vulnerable. Experience from BRAC’s TUP program and other pilots (Ford, CGAP, Concern Worldwide etc.) confirm its approach not only has impact, but is scalable and cost effective. There is great opportunity for global scale and adaptation of BRAC’s approach, making eliminating extreme poverty in this generation real and achievable.

Impact

Reach 450 women through BRAC’s Specially Targeted Ultra Poor (STUP) (assets plus) and Other Targeted Ultra Poor approaches (OTUP) (soft loans plus).

Build strong livelihoods, expand access to vital services and promote social inclusion for over 100,000 ultra-poor urban women and their households.

Support female beggars, domestic workers, and adolescent girls from urban slums.

Participants will achieve access to multiple sources of income, healthcare, education for school-aged children, and enhanced food security.

BRAC USA